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At some point, I should record the various "vacation" activities ARR and I did last week when I took off for the staycationiest staycation to ever staycate. But this week he's at my in-laws enjoying the pool while I enjoy the ability to hold a coherent thought in my head for tens of minutes.

So we're refinancing our mortgage 'cause holy crap, have you seen the interest rates? And the switchover to digital is...entertaining. Some of the forms have switched to Docusign. Others haven't. I can't actually figure out the logic between which are which, for the most part. Also entertaining - someone went to GREAT trouble to make it so when you fill out the PDFs, the form font is normal font and your entry font is...typewriter. Like very distinctively an old-fashioned font, not just serif but screaming "this was filled out by a typewriter". Also entertaining? Our docu-sign font is a semi-cursive font that looks both fancy and legible. The countersignature is a significantly fancier, equally artificial cursive. Theirs is fancier than ours, nothing you can do about it.

Also ridiculous, they make you put the number of years of schooling. Not degrees obtained, number of years. What does that tell them? A genius who finished a PhD in record time might have fewer years of schooling than someone who got a GED and then repeatedly failed community college (and neither necessarily tells you how likely they are to pay back a loan). Every time I've seen this kind of question, it's been "highest degree obtained" or some such variation. The "years of schooling" is so weird. Unless they have large numbers of middle school dropouts, and so they want to differentiate between the levels of people who did not finish high school? 

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jethrien

January 2026

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